AI Co-pilots built for every step of the loan lifecycle
AI Co-pilots built for every step of the loan lifecycle
From Origination to Underwriting, Prudent AI Co-Pilots stand as a sidekick for your Income desks & Underwriters to expedite the loan process.
Tom Hutchens
President - Angel Oak Mortgage Solutions
Trusted by
Industry Leaders
Trusted by
Industry Leaders
Trusted by Industry Leaders
Reliable AI Co-pilots built for Mortgage Lenders
Reliable AI Co-pilots built for Mortgage Lenders
Upfront Income
Assess risk, analyse the income types, and compute Qualified Income in just 2-3 minutes, not hours
Our scenario desk and underwriters now calculate income in minutes instead of hours thanks to Prudent AI’s logic testing and automation.
Managing Director, National Accounts
Upfront Income
Assess risk, analyse the income types, and compute Qualified Income in just 2-3 minutes, not hours
Our scenario desk and underwriters now calculate income in minutes instead of hours thanks to Prudent AI’s logic testing and automation. Prudent AI brings not just technology but deep mortgage knowledge — we don’t have to start over explaining Mortgage 101.
Managing Director, National Accounts
How you process loans changes with Prudent AI
How you process loans changes with Prudent AI
Accelerating loan decisions for Agency & Non-QM Lenders
Accelerating loan decisions for Agency & Non-QM Lenders
Full Doc Income Calculator
Still uploading data manually? Try Prudent AI's Income Calculator that automatically extracts 100% accurate data from borrower documents, catch gaps and errors before it hits the Underwriters desk.
Full Doc Income Calculator
Still uploading data manually? Try Prudent AI's Income Calculator that automatically extracts 100% accurate data from borrower documents, catch gaps and errors before it hits the Underwriters desk.
Built for every lending channel
Built for every lending channel
Wholesale Lenders
Enable your brokers to submit complete files right at intake using the self-serve broker portal and calculate income faster
"Prudent AI helps get borrowers off the street because they can get that pre-approval instantly to the originators."
Tom Hutchens
President - Angel Oak Mortgage Solutions
Wholesale Lenders
Enable your brokers to submit complete files right at intake using the self-serve broker portal and calculate income faster
"Prudent AI helps get borrowers off the street because they can get that pre-approval instantly to the originators."
Tom Hutchens
President - Angel Oak Mortgage Solutions
Correspondent Lenders
Integrate Prudent AI directly into your TPO portal to provide better partner experience for your correspondents
Other vendors promise AI; Prudent AI actually delivers it at enterprise scale. We don't just use Prudent AI—we rely on it.”
Jeff Pisano
IT Head, Verus Mortgage Capital
Correspondent Lenders
Integrate Prudent AI directly into your TPO portal to provide better partner experience for your correspondents
Other vendors promise AI; Prudent AI actually delivers it at enterprise scale. We don't just use Prudent AI—we rely on it.”
Jeff Pisano
IT Head, Verus Mortgage Capital
Retail Lenders
Increase your Underwriting efficiency by calculating income upfront—so, your AEs will have enough time to verify docs and not chase them!
Certainty, speed, and confidence at the point of borrower engagement. Talk to us to know how it works behind the scenes.
Retail Lenders
Increase your Underwriting efficiency by calculating income upfront—so, your AEs will have enough time to verify docs and not chase them!
Certainty, speed, and confidence at the point of borrower engagement. Talk to us to know how it works behind the scenes.
Prudent AI Co-Pilots seamlessly integrate with your workflow
Prudent AI Co-Pilots seamlessly integrate with your workflow
Flexible API Integrations
Prudent AI Co-Pilots seamlessly integrate with your existing workflows, internal and external systems right from the first day!
Flexible API Integrations
Prudent AI Co-Pilots seamlessly integrate with your existing workflows, internal and external systems right from the first day!
Customised to your workflow
We customize Prudent AI tech stack to suit your loan programs, document flow, and team structure. You define the rules and get a tailored solution to match your workflow
Customised to your workflow
We customize Prudent AI tech stack to suit your loan programs, document flow, and team structure. You define the rules and get a tailored solution to match your workflow
Rapid & Easy Implementation
Our clients go live within days, with dedicated implementation crew and 24X7 support. No more 3+ months waiting for implementation
Rapid & Easy Implementation
Our clients go live within days, with dedicated implementation crew and 24X7 support. No more 3+ months waiting for implementation
Trusted by Leading Lenders
Trusted by Leading Lenders
Angel Oak has been committed to growing the Non-QM market since 2013
Our collaboration with Prudent AI, along with the utilization of Prudent AI Upfront AUS solution, will be instrumental in helping us continue to lead that growth
Tom Hutchens
President, Angel Oak Companies
The future of underwriting starts upfront.
At NewFi, we believe that giving brokers clarity at the point of submission is key to unlocking scale in Non-QM. We're excited to partner with Prudent AI to build the tech platform that makes this future possible
Steve Abreu
Founder & CEO
"With Prudent AI being able to give us a solution that delivers clear and reliable results, it really helps. One of the other things that we leverage with those results is using them to educate our customers better to understand the bank-statement loans or other income calculations."
Paul Jones
Senior Vice President of Business Development
"What sets Prudent AI apart is that no other vendor offers this level of TPO portal integration today. Not only does Prudent AI have this capability, but their excellent technology and ability to integrate directly into our broker portal made the entire process seamless for us."
David Butler
Chief Strategy Officer
"Since implementing Prudent AI, I don’t have individual underwriters doing their own interpretation of income. I have consistency in looking at bank statements and looking at the income in a certain way. With Prudent AI, I have gone from about an hour to review 12 months of statements to 15 to 20 minutes."
Suzy Lindblom
Chief Operating Officer
Angel Oak has been committed to growing the Non-QM market since 2013
Our collaboration with Prudent AI, along with the utilization of Prudent AI Upfront AUS solution, will be instrumental in helping us continue to lead that growthTom Hutchens
President, Angel Oak Companies
The future of underwriting starts upfront.
At NewFi, we believe that giving brokers clarity at the point of submission is key to unlocking scale in Non-QM. We're excited to partner with Prudent AI to build the tech platform that makes this future possibleSteve Abreu
Founder & CEO
"With Prudent AI being able to give us a solution that delivers clear and reliable results, it really helps. One of the other things that we leverage with those results is using them to educate our customers better to understand the bank-statement loans or other income calculations."
Paul Jones
Senior Vice President of Business Development
"What sets Prudent AI apart is that no other vendor offers this level of TPO portal integration today. Not only does Prudent AI have this capability, but their excellent technology and ability to integrate directly into our broker portal made the entire process seamless for us."
David Butler
Chief Strategy Officer
"Since implementing Prudent AI, I don’t have individual underwriters doing their own interpretation of income. I have consistency in looking at bank statements and looking at the income in a certain way. With Prudent AI, I have gone from about an hour to review 12 months of statements to 15 to 20 minutes."
Suzy Lindblom
Chief Operating Officer
Angel Oak has been committed to growing the Non-QM market since 2013
Our collaboration with Prudent AI, along with the utilization of Prudent AI Upfront AUS solution, will be instrumental in helping us continue to lead that growthTom Hutchens
President, Angel Oak Companies
The future of underwriting starts upfront.
At NewFi, we believe that giving brokers clarity at the point of submission is key to unlocking scale in Non-QM. We're excited to partner with Prudent AI to build the tech platform that makes this future possibleSteve Abreu
Founder & CEO
"With Prudent AI being able to give us a solution that delivers clear and reliable results, it really helps. One of the other things that we leverage with those results is using them to educate our customers better to understand the bank-statement loans or other income calculations."
Paul Jones
Senior Vice President of Business Development
"What sets Prudent AI apart is that no other vendor offers this level of TPO portal integration today. Not only does Prudent AI have this capability, but their excellent technology and ability to integrate directly into our broker portal made the entire process seamless for us."
David Butler
Chief Strategy Officer
"Since implementing Prudent AI, I don’t have individual underwriters doing their own interpretation of income. I have consistency in looking at bank statements and looking at the income in a certain way. With Prudent AI, I have gone from about an hour to review 12 months of statements to 15 to 20 minutes."
Suzy Lindblom
Chief Operating Officer
Know what’s new in the industry!
Get AI Co-pilots that work across your organization
From loan officers to underwriters, Prudent AI ensures each team member works faster, with less risk, and with confidence in every loan file
Put AI Co-pilots to Work Across your Lending Team
From loan officers to underwriters, Prudent AI ensures each team member works faster, with less risk, and with confidence in every file
Put AI Co-pilots to Work Across your Lending Team
From loan officers to underwriters, Prudent AI ensures each team member works faster, with less risk, and with confidence in every file
Get insights from Mortgage experts, industry predictions, and smart ways to stay ahead of the curve delivered to your inbox—in a simplified way!
Get insights from Mortgage experts, industry predictions, and smart ways to stay ahead of the curve delivered to your inbox—in a simplified way!