Xpress
Data extraction engine that comes with unparalleled speed and 100% accuracy
Instant Income Intelligence.
For All Lenders. For Every Income Type.
Qualify borrowers faster, detect fraud, and process more loans confidently.
Trusted by Lenders of all Sizes and Types
Tailored Solutions
for all Types of Lenders
Income Analyzer
Compute, Categorize, Qualify: In Seconds
Calculate borrower income automatically from diverse documents - tax forms, W2s, paystubs. Process more loans faster with guideline-based computations, and zero additional overhead.
Bank Statement Analyzer
Pre-approve Loans with Confidence
Process 12-24 months of bank statements, detect fraud, assess income certainty. Free your underwriters from the never-ending loop of prequal.
Cash Flow Analyzer
Never Miss Out on a Good Borrower
Evaluate a borrower’s cash flow, instantly identify existing loan stacking and evaluate creditworthiness based on credit history.
'X Factors' that drive
Prudent AI's Income Intelligence
Our robust Income Intelligence is powered by cutting-edge technologies
Why your Peers Choose
Prudent AI
4X
Increase in Loan Processing
50%
Reduced Operational Costs
3.5
Hours Saved per Loan
User-Friendly Interface
Get up and running in under 30 minutes with simple, easy-to-interpret analyses. No training required.
Instant Computation
Process up to 24 months of income statements in under 2 minutes, accelerating your workflow.
Zero - False Positives
Advanced fraud detection with a 5-way mismatch check ensures 99.9% accuracy, giving you confidence in every decision.
Scalable Solutions
Designed to meet the needs of businesses of all sizes, with flexible, volume-based pricing models.
Seamless Integration
Plug-and-play APIs allow for effortless integration with your existing systems, enhancing efficiency without disruption.
Our customers have achieved
Remarkable results with us
Switched from Manual
Switched from BPO
Switched from a competitor
Transform your Lending Process
with Prudent AI’s Income Intelligence Platform
Qualified Mortgage
Achieve Instant Income Certainty
Process all kind of Income Documents
Upload 12 to 24 months of bank statements, paystubs, tax forms and schedules, W2 forms and more and get borrower’s income computed instantly.
Automated Data Extraction
Transform raw financial documents into structured, actionable data. Automatically group extracted information into relevant categories for faster decision-making.
Zero False Positives
Employ our 5-way mismatch check to spot fraudsters with zero false positives. Instantly flag missing documents, NSFs, and overdrafts.
Qualified Mortgage
Understand Your Borrower’s Data at a Glance
Easy Data Visualization
Analyze and infer various data points like income distribution, cash flow analysis, loan stacking, deposit categories, and debt to income ratio – all within a glance.
AI–powered Assistance
Prudent AI’s Loan Copilot intuitively generates insights and recommendations based on the borrower’s credit portfolio.
Easy-to-interpret risk scale
Our easy to interpret risk scales enable you to identify the borrower’s risk factor without navigating through complex numbers.
Qualified Mortgage
Effortless Adoption - Fits into your Tech-Stack like a Glove
Up and Running in Minutes
Be up and running in under 30 minutes. No onboarding or training required.
Seamless API Integration
Flexible APIs and webhooks that integrate seamlessly with your techstack, enabling you to create workflows and alerts.
Customizable Outputs
Get the output file in either PDF or Excel formats with desired parameters.
Step into the future of Lending
Talk to us to understand how you can streamline your pre-qualification processusing Prudent AI
