Our app is thoughtfully designed to easily review borrower income using the power of AI. Loved by loan officers and underwriters for its ease of use and collaboration.
Our customers have achieved remarkable results with us
“We're not just users. We're fans! We have saved tens of thousands of dollars switching to Prudent AI.
With the volumes we do now, we would need a dedicated team to do this if we didn't use Prudent Al. The results are instantaneous, and we communicate to our clients fast, hugely improving our customer service. The analytics are very precise, our audits and investor feedback confirm, and we love how easy it is to use.”
Jacqueline Weed
VP of Third-Party Originations, American Heritage
Switched from a competitor
American heritage brought their pre-approval time down to 15 mins
American Heritage Lending saw a whopping 300% increase in their lending volumes when they started preapproving loan applications in under 15 minutes.
“Before Prudent AI, we worked with a BPO. The process was time-consuming, complex, and led to errors.
Thanks to Prudent AI, our efficiency and accuracy have skyrocketed. The tool's ability to detect unusual bank statements has been invaluable in identifying and preventing fraud.
It has saved us precious time and allowed our operations team to focus on more critical responsibilities.”
Kelly Tierney
Business Intelligence, Angel Oak
Switched from BPO
Angel Oak improved their underwriter productivity by 4X
Angel Oak has been able to process double the volumes in half the time. They also saved 50% on operating expenses.
"Prudent AI has made our employees happier by automating monotonous work, reducing errors, and bringing us great speed.
We love the attention to detail, the high quality, and the flexibility to meet our needs. I’d always want Prudent AI on our side."
Joseph Lydon
Managing Director, LendSure Mortgage Corp
Switched from manual
LendSure increases its loan volumes by 450% with Prudent AI
On average, LendSure takes less than 5 minutes to process 24 months worth of bank statements. This helps them speed up their underwriting process, saving them 4 hours per loan application.
Our AIÂ models are trained on a large set of bank statements to look for inaccuracies, anomalies, and instances of document tampering with remarkable precision. Our best-in-class fraud prevention features include,
A built-in risk meter designed to display overall borrower credit health
A smart AI system that detects instances of document tampering
Multiple redundancy checks to prevent the reporting of false positives
360° intelligence on borrower income certainty
Get a comprehensive report of your borrowers’ income certainty that contains insights on,
Categorized income and expenses
Key Spend patterns
Cash flows & other credit analysis
NSF/OD items
360° intelligence on borrower income certainty
Get a comprehensive report of your borrowers’ income certainty that contains insights on,
Categorized income and expenses
Key Spend patterns
Cash flows & other credit analysis
NSF/OD items
User experience that is easy to learn and use
Prudent AI is the best-looking and the most thoughtful bank statement analyzer in the market. We've designed our platform with lenders like you so that it speaks your language, every step of the way. A few examples of our impressive UX include,
Including/Excluding income categories using drag-and-drop gestures
Elegant user interface to modify various income parameters
Running scenarios & seeing their impact on qualified income in real-time
A user experience like no other
Prudent AIÂ is the best-looking and the most functional prequalification solution in the market. We've designed our platform with lenders like you so that it speaks your language, every step of the way. A few examples of our impressive UXÂ include,
Including/Excluding income categories using drag-and-drop gestures
AÂ simplified user interface to modify various income parameters
Running scenarios & seeing their impact on qualified income in real-time
Great outcomes for everyone in the lending ecosystem
Grow your loan volume by 3x with faster pre-approval
Your sales team will say "hurrah!" every month.
Provide exceptional customer experience
By being to pre-approve loans in under 15 minutes, you get into the good books of your clients
Run scenarios effortlessly
Customize various income parameters and see how they affect the borrower's qualified income in real time.
Get income analysis in a click
Prudent AI instantly analyzes borrowers' cashflow & credit health, and gives you the qualified income. Best part? You can download the analysis file in your desired format.
You don't have to chase documents anymore!
Make underwriting efficient and minimize risks using our AI-powered bank statement analyzer
Get notified about missing documents
Get notified about missing pages, NSFs and ODs before you begin underwriting.
Unmatched speed and accuracy
Analyze borrower creditworthiness in less than 15 minutes without compromising on accuracy.
Advanced risk and fraud detection
Find anomalies, inaccuracies and get notified about instances of document tampering, all within minutes.
Lower your risk of bad loans
Automate the loan due diligence process, identify potential risks, and make informed decisions.
Analyze bank statements in bulk
Get comprehensive reports generated from bank statement analysis within minutes.
Get Due diligence done within minutes
Get detailed analysis of everyone’s ability to repay loans and verify the health of loans without any manual work.
Assess Risk and Frauds
Find patterns that miss the eyes of humans and minimize risk in ways that never been possible before!
What's new in lending tech?
Learn how to use AI to make your lending process easier.
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