Success Story

How BHB Funding transformed operations with Prudent AI

BHB Funding saw a 40% increase in operational efficiency with Prudent AI

About BHB Funding

BHB Funding is a boutique financial firm providing funding and strategic advisory solutions to businesses across 325 industries. Known for its high-touch service, BHB delivers end-to-end support, helping clients secure capital and navigate growth with confidence

Industry

MCA

Company size

<100

Location

Florida, USA

Before Prudent AI

Customers were lost to delayed approval cycles.

Manual bank statement reviews took up to 3 days per application.

The team struggled to manage sudden spikes in application volumes.

After Prudent AI

50% increase in daily application handling capacity.

Bank statements now reviewed in minutes, not days.

Underwriters regained time to process more applications efficiently.

Challenge

In the MCA industry, speed is non-negotiable. BHB Funding’s potential customers expected fast approvals to stay competitive. However, their manual bank statement review process created a drag on operations:

Time-intensive document verification slowed pre-qualification.
Underwriters were bogged down with repetitive reviews.
Competitors moved faster, offering quicker decisions.

This manual bottleneck made it harder for BHB to scale and win deals in a high-velocity market.

Impact

By implementing Prudent AI, BHB Funding automated its most time-consuming processes, turning a key bottleneck into a competitive advantage:

20% reduction in overall processing time.
Underwriters now focus on business evaluation and team development.
40% improvement in operational efficiency, enabling BHB to scale without adding headcount.
Deeper insights into merchant cash flows, improving funding decisions.

“The other day, we had 70 deals come in. Normally, that would tie up two juniors and an underwriter for an entire day. Prudent AI saved us 2 to 2.5 hours, freeing up our team to focus on marketing who we are as BHB, instead of getting buried in paperwork.”

Victor Castillo

Co-Founder, BHB Funding