Ditch the Old Grind, Embrace Income Intelligence

Old Way

The Manual Grind

Time-Consuming

Hours spent on data extraction and calculations.

Inaccurate

Increased potential for errors and oversights.

Inefficient Multi-Borrower Handling

Cumbersome processes for joint applications.

Vs.

New Way

Income Intelligence Powered by AI

Automated Processing

AI-driven extraction from any income document.

Immediate Calculations

One-click qualified income figures.

Handle joint applications seamlessly

Analyse multiple borrowers in a single interface.

AI-Powered Insights

Deep income analysis across years and sources.

Why your Peers Choose

Prudent AI

4X
Increase in Loan Processing
50%
Reduced Operational Costs
3.5
Hours Saved per Loan
User-Friendly Interface

Get up and running in under 30 minutes with simple, easy-to-interpret analyses. No training required.

Instant Computation

Process  up to 24 months of income statements in under 2 minutes, accelerating your workflow.

Zero - False Positives

Advanced fraud detection with a 5-way mismatch check ensures 99.9% accuracy, giving you confidence in every decision.

Scalable Solutions

Designed to meet the needs of businesses of all sizes, with flexible, volume-based pricing models.

Seamless Integration

Plug-and-play APIs allow for effortless integration with your existing systems, enhancing efficiency without disruption.

No one does better Income Verification

like Prudent AI

Qualified Mortgage

Handle Every Income Document Seamlessly

Streamline Income Document Processing

All-In-One Income Document Automation

Upload Any Document

Supports bank statements, 1040, 1065, 1120, W2s, paystubs, and more.

Automatic Detection and Mapping

Our AI Engine identifies document types, extract data and map it to your perform different calculations instantly.

Missing Document Notifications

Receive alerts for any essential documents that are missing according to your underwriting guidelines.

Qualified Mortgage

Simplify Complex Income Calculation

Automated Income Verification and Calculation

Instant Income and Rental Calculations

One-Click Calculations

Generate monthly income from Bank statements, W2s, paystubs, and business documents with a single click.

Comprehensive Property Assessment

Evaluate income from multiple rental properties individually and integrate into overall assessments.

Accelerate Decisions

With instant income data like income trends, qualified income from different sources you can make decisions instantly

Qualified Mortgage

Automated Income Verification

Unlock Deep Financial Insights for Confident Lending

AI-Powered Income Insights

Actionable Intelligence

Make informed decisions with detailed AI-generated insights.

Income Trends

Track wages, dividends, capital gains, rental income, and business income over time.

Comprehensive Analysis & Fraud Detection

View income distribution across different years and sources and detect fraud like document tampering.

Why Choose Prudent AI Income Intelligence?

Increase Operational Efficiency

Reduce processing time by up to 70%, allowing your team to focus on high value tasks.

Enhance Accuracy

Minimize errors in income calculation and data entry, improving quality of loans approved.

Improve Customer Satisfaction

Accelerate approvals to provide a superior borrower experience.

Stay Competitive

Utilize cutting-edge technology to differentiate your services in the lending market.

Our customers have achieved

remarkable results with us

Switched from Manual

Prudent AI has made our employees happier. We love the attention to detail, the high quality, and the flexibility to meet our needs.

I’d always want Prudent AI on our side.

Joseph Lydon
Managing Director, LendSure Mortgage Corp

LendSure increases its loan volumes by 450% with Prudent AI

On average, LendSure takes less than 5 minutes to process 24 months worth of bank statements. This helps them speed up their underwriting process, saving them 4 hours per loan application.

450%
Increase in volume
4 Hours
Saved per loan
<5 mins
Avg. processing time
Read Case Study
Switched from BPO

Before Prudent AI, we relied on a slow, error-prone BPO. Now, it's faster, more accurate, and helps us spot fraud, freeing up our team for more important work.

Kelly Tierney
Business Intelligence at Angel Oak Companies

Angel Oak improved their underwriter productivity by 4X

Angel Oak has been able to process double the volumes in half the time. They also saved 50% on operating expenses.

15 Mins
Avg. Pre-approval Time
50%
Cost savings
4 Hours
Saved per loan
Read Case Study
Switched from a competitor

We’ve saved tens of thousands using Prudent AI. The instant results help us respond faster, boosting customer service.

We're not just users — we're fans!

Jacqueline Weed
VP of Third-Party Originations, American Heritage

American heritage brought their pre-approval time down to 15 mins

American Heritage Lending saw a whopping 300% increase in their lending volumes when they started preapproving loan applications in under 15 minutes.

15 Mins
Avg. Pre-approval Time
300%
Increase in volume
3.5 Hours
Saved per loan
Read Case Study

Step into the future of Lending

Talk to us to understand how you can streamline your pre-qualification processusing Prudent AI