Upfront Index
Upfront Index
Upfront Index
Upfront Index
Transform loan document chaos into organized files instantly.
Prudent AI Upfront Index automatically sorts and labels loan docs — so your team gets 70% faster underwriter-ready files.
Trusted by
Industry Leaders
Trusted by
Industry Leaders
Trusted by Industry Leaders
AI Co-pilot that understands mortgage docs like your best processor — only 10x faster.
Cut file prep time by 70%
Reduce intake from hours to minutes, giving ops teams a 10x productivity lift.
Cut file prep time by 70%
Reduce intake from hours to minutes, giving ops teams a 10x productivity lift.
Achieve industry-leading accuracy
Eliminate rework, reduce QC touches, and deliver complete files the first time.
Achieve industry-leading accuracy
Eliminate rework, reduce QC touches, and deliver complete files the first time.
Standardize file stacking
Create upfront investor-ready packages, ensure post-close consistency, and boost delivery confidence.
Standardize file stacking
Create upfront investor-ready packages, ensure post-close consistency, and boost delivery confidence.
Hear it from our lenders
Hear it from our lenders
Angel Oak has been committed to growing the Non-QM market since 2013
Our collaboration with Prudent AI, along with the utilization of Prudent AI Upfront AUS solution, will be instrumental in helping us continue to lead that growth
Tom Hutchens
President, Angel Oak Mortgage Solutions

"With Prudent AI being able to give us a solution that delivers clear and reliable results, it really helps. One of the other things that we leverage with those results is using them to educate our customers better to understand the bank-statement loans or other income calculations."

Paul Jones
Senior Vice President of Business Development

"What sets Prudent AI apart is that no other vendor offers this level of TPO portal integration today. Not only does Prudent AI have this capability, but their excellent technology and ability to integrate directly into our broker portal made the entire process seamless for us."

David Butler
Chief Strategy Officer

"Since implementing Prudent AI, I don’t have individual underwriters doing their own interpretation of income. I have consistency in looking at bank statements and looking at the income in a certain way. With Prudent AI, I have gone from about an hour to review 12 months of statements to 15 to 20 minutes."

Suzy Lindblom
Chief Operating Officer

The future of underwriting starts upfront.
At NewFi, we believe that giving brokers clarity at the point of submission is key to unlocking scale in Non-QM. We're excited to partner with Prudent AI to build the tech platform that makes this future possible
Steve Abreu
Founder & CEO

Angel Oak has been committed to growing the Non-QM market since 2013
Our collaboration with Prudent AI, along with the utilization of Prudent AI Upfront AUS solution, will be instrumental in helping us continue to lead that growth
Tom Hutchens
President, Angel Oak Mortgage Solutions

"With Prudent AI being able to give us a solution that delivers clear and reliable results, it really helps. One of the other things that we leverage with those results is using them to educate our customers better to understand the bank-statement loans or other income calculations."

Paul Jones
Senior Vice President of Business Development

"What sets Prudent AI apart is that no other vendor offers this level of TPO portal integration today. Not only does Prudent AI have this capability, but their excellent technology and ability to integrate directly into our broker portal made the entire process seamless for us."

David Butler
Chief Strategy Officer

"Since implementing Prudent AI, I don’t have individual underwriters doing their own interpretation of income. I have consistency in looking at bank statements and looking at the income in a certain way. With Prudent AI, I have gone from about an hour to review 12 months of statements to 15 to 20 minutes."

Suzy Lindblom
Chief Operating Officer

The future of underwriting starts upfront.
At NewFi, we believe that giving brokers clarity at the point of submission is key to unlocking scale in Non-QM. We're excited to partner with Prudent AI to build the tech platform that makes this future possible
Steve Abreu
Founder & CEO

Streamline your loan intake by automating how documents are delivered into your LOS.
Upload
LOs submit borrower docs through your POS.
Upload
LOs submit borrower docs through your POS.
Classify & Organize
Our AI instantly classifies and indexes every file with perfect accuracy.
Classify & Organize
Our AI instantly classifies and indexes every file with perfect accuracy.
Deliver
Clean, stacked, and indexed files land in your LOS — ready for underwriting.
Deliver
Clean, stacked, and indexed files land in your LOS — ready for underwriting.
Upfront Index is just the beginning. Stack on our products when you're ready.
Add income analysis, fraud detection, or prequal automation — each module snaps into place without disruption or rework.


Your time should go to closing loans, not labeling them
Let Prudent AI do the heavy lifting – so you focus on scaling your business.
Put AI Co-pilots to Work Across your Lending Team
From loan officers to underwriters, Prudent AI ensures each team member works faster, with less risk, and with confidence in every file
Put AI Co-pilots to Work Across your Lending Team
From loan officers to underwriters, Prudent AI ensures each team member works faster, with less risk, and with confidence in every file
Get insights from Mortgage experts, industry predictions, and smart ways to stay ahead of the curve delivered to your inbox—in a simplified way!
Get insights from Mortgage experts, industry predictions, and smart ways to stay ahead of the curve delivered to your inbox—in a simplified way!
Get insights from Mortgage experts, industry predictions, and smart ways to stay ahead of the curve delivered to your inbox—in a simplified way!






