Prudent AI : Xpert

Unlock Comprehensive Income Insights on Borrowers in Real Time

Fast track your lending decisions with Xpert's customizable income analysis. Xpert comes with built-in income certainty assessment, real-time scenario modeling, and output customization.

Xpert - Your Intelligent Partner for Income analysis with customisation

Intuitive User Experience

Industry-Leading UI for Unmatched Control

Xpert's best-in-class interface offers a comprehensive 360° view of borrower income based on critical financial factors. Our AI provides intelligent recommendations, but with our intuitive design, you can easily override these insights and make final lending decisions with confidence.

Income Modeling

Run Income Scenarios in Real-time

Effortlessly explore what-if scenarios with Xpert's Income Intelligence Quotient. Reclassify transactions, adjust income and expense factors, and account for large deposits. Xpert instantly recalculates qualified income, displaying the real-time impact on your lending decisions. Tasks that previously took hours in Excel now take just minutes.

Financial Modeling

Run Income Scenarios in Real-time

Effortlessly explore what-if scenarios with Xpert's Income Intelligence Quotient. Reclassify transactions from income to non-income and vice versa, adjust factors, and account for large deposits. Xpert instantly recalculates the qualified income, showing you the real-time impact on your lending decisions.

Output Customization

Output Tailored to Your Lending Criteria

Every lending organization is unique, and Xpert is specifically built to integrate seamlessly with your distinct underwriting guidelines. Our fully customizable output ensure a perfect fit for your lending workflow, empowering you to effortlessly send verified loan applications that meet your precise standards.

Our Customers Have Achieved Remarkable Results With Us

“We're not just users. We're fans! We have saved tens of thousands of dollars switching to Prudent AI.

With the volumes we do now, we would need a dedicated team to do this if we didn't use Prudent Al. The results are instantaneous, and we communicate to our clients fast, hugely improving our customer service. The analytics are very precise, our audits and investor feedback confirm, and we love how easy it is to use.”

Jacqueline Weed

VP of Third-Party Originations, American Heritage

Switched from a competitor

American heritage brought their pre-approval time down to 15 mins

American Heritage Lending saw a whopping 300% increase in their lending volumes when they started preapproving loan applications in under 15 minutes.

15 mins

Avg. Pre-approval Time

300%

Increase in volume

3.5 hrs

Saved per loan

“Before Prudent AI, we worked with a BPO. The process was time-consuming, complex, and led to errors.

Thanks to Prudent AI, our efficiency and accuracy have skyrocketed. The tool's ability to detect unusual bank statements has been invaluable in identifying and preventing fraud.

It has saved us precious time and allowed our operations team to focus on more critical responsibilities.”

Kelly Tierney

Business Intelligence, Angel Oak

Switched from BPO

Angel Oak improved their underwriter productivity by 4X

Angel Oak has been able to process double the volumes in half the time. They also saved 50% on operating expenses.

Increase in productivity

50%

Cost savings

4 hours

Saved per loan

"Prudent AI has made our employees happier by automating monotonous work, reducing errors, and bringing us great speed.

We love the attention to detail, the high quality, and the flexibility to meet our needs. I’d always want Prudent AI on our side."

Joseph Lydon

Managing Director, LendSure Mortgage Corp

Switched from manual

LendSure increases its loan volumes by 450% with Prudent AI

On average, LendSure takes less than 5 minutes to process 24 months worth of bank statements. This helps them speed up their underwriting process, saving them 4 hours per loan application.

450%

Increase in volume

4 hours

Saved per loan

<5 mins

Avg. processing time